Disclaimer | Deans Point

Investment risks

All persons who express interest in investment opportunities on this website should carefully read the following warnings before making any investment decision.

Investment products promoted or facilitated through this Website carry varying levels of risk. The relevant pages and official offering documents will describe the specific risks relating to each individual opportunity. In addition to those product specific risks, you should bear in mind the following general risks involved in investing through this Website.

Your personal decision to invest

A decision to invest in any company or project is a personal decision made by you alone. No responsibility for the consequences of that decision is accepted by Deans Point Limited(“Deans Point”) or by any of its partners, directors, agents, employees, or other affiliates. To proceed with an investment you need to understand the following important risks.

No compensation scheme protection

When your capital is invested, it is not covered by any investor compensation scheme analogous to the Financial Services Compensation Scheme. Prior to investment, or once proceeds are returned, your funds may be held in segregated or client accounts by the relevant recipient and will be subject to the protections afforded by applicable banking or financial institution regulations. Those protections are not equivalent to an investment guarantee scheme.

Risk of loss of investment

Investments, whether in new or established businesses, carry high risk as well as the possibility of high returns. Each investor should therefore consider very carefully whether such investments are suitable given their personal circumstances, financial commitments, and available resources. Engaging in any investment activity may expose you to a significant risk of losing all or a substantial portion of your capital.

If a company fails, you may lose all or part of your initial investment and receive no future dividend or return of capital payments. In such circumstances, neither the company nor Deans Point will be obligated to repay your capital.

Many of the companies or projects listed on this Website are early stage with limited or no operating history. These companies provide information such as business plans and financial forecasts. You should be aware that these documents are forward looking statements and projections, not guarantees of future performance. The information may include facts and assumptions which may not always prove accurate or complete, and Deans Point is not responsible for verifying the accuracy or completeness of such information.

Liquidity

As an investor you should be aware that there is typically no established secondary market for private company equity or similar instruments. As a result, such investments are generally illiquid and not easily realisable. You should expect difficulty in selling these investments at a reasonable price, and in some circumstances it may be difficult to sell them at any price. Your capital may therefore be tied up for an extended period, and you may be unable to access it on short notice.

Diversification

Diversification by spreading your capital across different types of investments and sectors can help reduce your overall risk of loss. Deans Point strongly recommends that investors maintain a balanced and diversified portfolio. Investors should also consider avoiding concentrating their capital in the same project or company as immediate family members and should only invest a proportion of their available investment funds, given the high risk involved.

Tax

Deans Point does not provide tax advice. You should seek independent professional tax advice regarding any investment you make through this Website. It is your responsibility to ensure that you understand and comply with any tax obligations in your home jurisdiction or in the jurisdiction where the investment is structured, including any stamp duty, tax on income, capital gains, or withholding taxes.

No investment advice or recommendations

Deans Point does not provide personal investment advice or recommendations. If you are in any doubt about the suitability of an investment or the contents of a particular offering document, you should seek advice from an independent financial advisor or investment professional regulated or authorised in your jurisdiction before proceeding.

Past performance

Past performance is not a reliable indicator of future performance. You should not rely on any past performance, historical returns, or illustrative examples as a guarantee of future investment results. Forward‑looking statements and anticipated returns are based on assumptions that may not materialise.

Risks related to foreign‑domiciled issuers

If securities are offered by an issuer in a foreign jurisdiction, or the investment is structured through a foreign special purpose vehicle, or you purchase securities issued by a foreign issuer, your investment and continued holding of those securities may be subject to the laws and regulations of that jurisdiction. You may be exposed to:

Additional tax liabilities, transaction costs, or currency conversion fees.
Capital controls or restrictions on the repatriation of funds.
The need to bring any claims or actions before foreign courts or regulators, which may be less familiar or more costly to access.

You should be aware that overseas markets may offer different or reduced levels of investor protection compared to the United Arab Emirates or your home jurisdiction. If an investment is denominated in a currency other than your base currency, exchange rate fluctuations may have an adverse effect on the value, price, or income derived from the investment. Changes in exchange rates can reduce the value of your investment even if the underlying asset performs positively.

Before making an investment in securities offered by a foreign issuer, you should understand the types of legal redress available in your home jurisdiction and in the issuer’s jurisdiction. Even if a judgment is obtained in a foreign court, there may be practical difficulties in enforcing it in your home country or in recovering any awarded damages.

In some jurisdictions, legal concepts and protections that are well established in mature legal systems may not yet exist or may not have been tested in practice. This may make it more difficult to predict the outcome of any legal proceedings or the extent of compensation you may receive.